Small Community Infrastructure Sustainability - Drinking Water

Group Liability Insurance Program for Community Water Suppliers in BC

The Sustainable Infrastructure Society (SIS) in collaboration with Industry Partners has developed an affordable Group Liability Insurance program for community water suppliers in BC.

To find out if you qualify for this insurance, register and apply now. Application is simple: there is no charge and no obligation.  Go to http://www.sustainis.org/resources/insurance/.

This program has been established for well-managed small and mid-sized community water suppliers. In consultation with Industry Partners and members of the SIS Advisory Board, SIS has reviewed certain best management practices for management of community water suppliers. The online rating system reflects these best practices. Simply complete the free online application; an insurance agent will contact you shortly thereafter to discuss eligibility and premiums.

"Why should I apply?"

Protection! Liability insurance can protect you from the consequence of certain rare and potentially devastating accidents. If you are legally liable for property damage or bodily injury, this policy will respond.

Affordability! You will be pleasantly surprised at the affordability of the premiums; especially if you have a well-run system.

Breadth of Coverage! This program has coverage for failure to supply, health hazards and several other important events. Read more below...

"I already have Liability Insurance! Should I still apply? "

Even if you already have liability insurance in place, consider the SIS sponsored program:

Savings! Even if you currently have liability insurance, it may pay you to look into the SIS sponsored coverage. You may be surprised by the value for money it offers and the annual savings you will gain by switching.

Improved Coverage! Your current policy may not protect you as well as you would like. You should find out if your policy provides the benefits that are described below.

Key Highlights of the Liability Insurance Program:

The SIS sponsored program offers broad coverage. It is underwritten through Lloyds of London and provided through two reputable insurance agencies: Aon Reed Stenhouse and Capri Insurance. Benefits including the following:

• Group Buying power allows premiums as low as $1,500
• Standard coverage provides a high limit of $5,000,000.00 (Higher limits are available upon request.)
• Coverage is Occurrence Based, not the more restrictive Claims Made
• Your product (water) is covered
• No Failure to Supply exclusion
• No Health Hazards exclusion
• Broad form Fire Fighting coverage
• Limited Pollution Coverage
• Volunteers are covered
• Simple and fast online application